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From the Bank You Know Best

image of mom and daughter baking..saying the credit card brought to you by the bank you know bestNo annual fee and 0% intro APR

Support your local community by using your Farmers Bank credit card. Don’t have one? Apply today and get personal service, competitive rates, reward points and digital payments for a safe and secure way to pay.  

With our Visa Platinum credit card you get hometown convenience with worldwide acceptance and so much more.

Apply Now!

Icon of a globe 24/7 Personal Customer Service

  • Call the Customer Contact Center 24/7. Representatives are located in the US and are dedicated to providing you with personal service, the kind you receive when you come into our bank.
  • Manage your account online and go paperless.
  • Come into the bank if you ever need a little extra help.

icon of an airplane Travel Benefits

  • For protection while traveling, your card automatically provides you and your family with Travel Accident Insurance.1

icon of a credit card with a lock Card Features and Security

  • Your card has multiple layers of cardholder protection so you can feel confident when you use it.
    • Zero Fraud Liability and Fraud Monitoring
    • Email and Text Fraud Alerts
    • Mobile Payments
    • Cell Phone Protection2
    • Identity Theft Assistance
    • Purchase Protection
Rewards Platinum Cash Rewards Platinum Platinum Edition

Earn unlimited reward points that don't expire

  • Earn one point per dollar on net purchases
  • Redeem points for merchandise, rental cars, cruises, hotels and airline travel
  • Airline tickets good on any airline with no blackout dates
  • Visit for details

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Earn 1% cash back on net purchases!

  • Cash rewards don't expire
  • Redeem for statement credit anytime 

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No penalty APR and low interest rates!*

  • Low APR, based on your creditworthiness*

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Learn more


*Rewards Platinum, receive a 0% Intro APR on purchases and balance transfers for 12 months and enjoy No Annual Fee. After that, the Variable APR will be 9.99% to 19.99% based on your creditworthiness. See Important Disclosures. Cash Rewards Platinum Visa, receive a 0% Intro APR on purchases and balance transfers for 12 months and enjoy No Annual Fee. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness. See Important Disclosures. Platinum Edition Visa, enjoy a No Annual Fee and receive a 0% Intro APR on purchases and balance transfers for 12 months. After that, the Variable APR will be 8.99% - 18.99% based on your creditworthiness. See Important Disclosures.

1Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

2Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank issued card. To learn more about this benefit visit the FAQ section at or call 1-866-894-8569.








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