Rates

All Interest Rates and Annual Percentage Yields (APY) are Effective as of 9/19/2023 and may change without notice.

Certificate of Deposit^** & IRA Rates

Please reach out to one of our Personal Bankers for competitive CD Rates at 712-262-3340 or click on the link below.

Open A CD 

Customized Savings Rates

CD Rates

Account	Opening Deposit	Interest Rate	APY*
Companion Savings	$1,000	3.50%	3.53%
Limited Edition Savings	$1,000	1.00%	1.00%

Tiger Cub & Traditional Savings Rates

CD Rates

Account Balance	Opening Deposit	Interest Rate	APY*
All Account Balances	$100	0.40%	0.40%

Money Market Investor Account Rates

CD Rates

Account Balance	Opening Deposit	Interest Rate	APY*
$0 - $9,999.99	$100	0.50%	0.50%
$10,000 - $49,999.99	$100	0.80%	0.80%
$50,000 - $99,999.99	$100	0.95%	0.95%
$100,000 - $249,999.99	$100	1.10%	1.10%
$250,000 +	$100	1.25%	1.26%

Health Savings Account Rates

CD Rates

Account Balance	Opening Deposit	Interest Rate	APY*
$0 - $999.99	$100	0.15%	0.15%
$1,000 - $14,999.99	$100	0.25%	0.25%
$15,000 +	$100	0.40%	0.40%

Business Interest Checking Rates

CD Rates

Account Balance	Opening Deposit	Interest Rate	APY*
$0 - $4,999.99	$100	0.40%	0.40%
$5,000 - $24,999.99	$100	0.65%	0.65%
$25,000 - $49,999.99	$100	0.80%	0.80%
$50,000 - $99,999.99	$100	0.95%	0.95%
$100,000 +	$100	1.10%	1.10%

 

*Annual Percentage Yields = APY. Fees could reduce earnings. Rates may change after account is opened. Minimum balance of .01 to obtain APY.

** A penalty may be imposed for early withdrawal on time deposits.