Rates

All Interest Rates and APYs are Effective as of 09/30/2025 and may change without notice.

Certificate of Deposit**

CD Rates

Term Length	Opening Deposit	Interest Rate	APY*
7 or 8 Month SPECIAL1	$5,000	3.94%	4.00%   Get the Special
18 Month2	$5,000	3.46%	3.50%

Please reach out to one of our Personal Bankers for additional CD options at 712-262-3340 or click on the link below.

Open A CD 

Tiger Cub Club & Traditional Savings Rates³

CD Rates

Account Balance	Opening Deposit	Interest Rate	APY*
All Account Balances	$20	0.35%	0.35%

Money Market Rates³

CD Rates

Account Balance	Opening Deposit	Interest Rate	APY*
$0 - $9,998.99	$100	0.40%	0.40%
$9,999.00 - $49,998.99	$100	0.80%	0.80%
$49,999.00 - $99,998.99	$100	1.05%	1.05%
$99,999.00 - $249,998.99	$100	1.30%	1.31%
Equal to or greater than $249,999.00	$100	1.45%	1.46%

Health Savings Account Rates³

CD Rates

Account Balance	Opening Deposit	Interest Rate	APY*
$0 - $998.99	$100	0.15%	0.15%
$999.00 - $14,998.99	$100	0.25%	0.25%
$14,999.00 +	$100	0.35%	0.35%

Interest Business Checking & Investor Checking Rates³

CD Rates

Account Balance	Opening Deposit	Interest Rate	APY*
$0 - $4,998.99	$100	0.30%	0.30%
$4,999.00 - $24,998.99	$100	0.55%	0.55%
$24,999.00 - $49,998.99	$100	0.70%	0.70%
$49,999.00 - $99,998.99	$100	0.95%	0.95%
Equal to or greater than $99,999.00	$100	1.30%	1.31%

 

*APY= Annual Percentage Yield. Fees and/or withdrawals may reduce earnings. 

**APY assumes principal, and interest remains on deposit until maturity. $5,000 minimum deposit to open and earn APY. Early withdrawal penalties may apply.

¹7 & 8-month CD special - At maturity, a 7 & 8-month term will renew automatically renew to a 6-month term, and rate then available.

²At maturity, an 18-month term will renew automatically to an 18-month term, and the rate then available.

³ Minimum balance of $.01 to obtain APY.