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Checking Accounts

Choose Your Checking Account

At Farmers Bank, we believe your checking account should give you full access to manage your funds. Your checking account should reward you and allow you to earn interest on your balance. All our accounts include:

  • Debit Card
  • Online Banking & Bill Pay
  • Mobile Banking
  • eStatements
  • iTalk Telephone Banking

Contact Us   View Kasasa Qualification Cycle Calendar

 

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Checking Accounts We Offer

Kasasa Cash®


What’s better than free checking that pays you high interest? It’s Kasasa Cash! It also refunds ATM fees nationwide.

 Account Details

  • Minimum $100 opening deposit
  • No minimum balance or service fees
  • Earn 2.55% APY on balances up to $25,0001
  • 0.10% APY on balances over $25,000 depending on balance in account1
  • Earn 0.05% APY if qualifications are not met1
  • Receive up to $20 in ATM fee refunds each month1

 How to earn your cash back

For you to earn full rewards, the following qualifications must be met during each monthly qualification cycle:

  • At least 1 direct deposit, ACH credit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

Apply Now

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Kasasa Cash Back®


What if your debit card could earn you cash? It can!

Account Details

  • Minimum $100 opening deposit
  • No minimum balance or service fees
  • Earn 3.00% cash back on debit card purchases2
  • Earn up to $108 cash back per year, $9 per month2
  • Receive up to $20 in ATM fee refunds each month2

How to earn our highest rate

For you to earn full rewards, the following qualifications must be met during each monthly qualification cycle:

  • At least 1 direct deposit, ACH credit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

Apply Now

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Kasasa Saver


Your automatic way to save. 

Account Details

  • Every month, the rewards earned in your checking are transferred to your Kasasa Saver, where they earn...
    • 0.50% APY on balances up to $25,0003
    • 0.10% APY on balances over $25,000 depending on balance in account3
    • 0.05% APY if qualifications are not met in Kasasa Cash or Kasasa Cash Back3
  • Minimum $100 opening deposit
  • No minimum balance or service fees

Summary

  • Add Kasasa Saver to your free Kasasa checking account for an automatic way to save more each month.
  • Saver must be linked to your Kasasa Cash Or Kasasa Cash Back account 

 

Apply Now-Cash

Apply Now-Cash Back

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Everyday Checking


 

Account Details

  • $4 minimum balance fee per statement cycle applies if the minimum daily balance is below $750 or there is not a monthly Direct Deposit
  • Minimum $100 opening deposit
  • $2 fee per month for paper statement

Basic Checking at Its Best

The Everyday account is the solution to manage your day-to-day finances with the convenience of in-person or online banking.

Apply Now

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