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Checking Accounts

Choose Your Checking Account

At Farmers Bank, we believe your checking account should give you full access to manage your funds. Your checking account should reward you and allow you to earn interest on your balance. All our accounts include:

  • Debit Card
  • Online Banking & Bill Pay
  • Mobile Banking
  • eStatements
  • iTalk Telephone Banking

Contact Us   View Kasasa Qualification Cycle Calendar

 

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Checking Accounts We Offer

Kasasa Cash®


What’s better than free checking that pays you high interest? It’s Kasasa Cash! It also refunds ATM fees nationwide.

 Account Details

  • Minimum $100 opening deposit
  • No minimum balance or service fees
  • Earn 3.00% APY on balances up to $25,0001
  • Earn 0.05% APY if qualifications are not met1
  • Receive up to $20 in ATM fee refunds each month1

 How to earn your cash back

For you to earn full rewards, the following qualifications must be met during each monthly qualification cycle:

  • At least 1 direct deposit, ACH credit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

Apply Now

View Disclosures

Kasasa Cash Back®


What if your debit card could earn you cash? It can!

Account Details

  • Minimum $100 opening deposit
  • No minimum balance or service fees
  • Earn 3.00% cash back on debit card purchases2
  • Earn up to $108 cash back per year, $9 per month2
  • Receive up to $20 in ATM fee refunds each month2

How to earn our highest rate

For you to earn full rewards, the following qualifications must be met during each monthly qualification cycle:

  • At least 1 direct deposit, ACH credit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

Apply Now

View Disclosures

Kasasa Saver


Your automatic way to save.

Account Details

  • Must be linked to your Kasasa Cash Or Kasasa Cash Back account
  • Minimum $100 opening deposit
  • No minimum balance or service fees
  • 1.00% APY on balances up to $25,0003
  • 0.50% APY on balances over $25,000 depending on balance in account3
  • 0.05% APY if qualifications are not met in Kasasa Cash or Kasasa Cash Back3

How to earn our highest rate

For you to earn full rewards, the following qualifications must be met during each monthly qualification cycle:

  • At least 1 direct deposit, ACH credit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

Apply Now

View Disclosures

Adventure Club


Are you interested in an account that provides unique rewards, including travel opportunities, and discounts at local merchants?

Account Details

  • $8 minimum balance fee applies if the minimum daily balance falls below $1000 during statement cycle
  • One free order of Club Checks per calendar year
  • Enjoy discounts at local businesses (View list)
  • Participate in domestic and international travel opportunities
  • Special member rates on CD’s, savings accounts, home equity and installment loans

How to earn your rewards

To enroll in Adventure Club, you must meet the following deposit requirements

  • $1,000 in checking OR
  • $5,000 in savings OR
  • $5,000 in CDs

Apply Now 

 

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