New Year Hours

Our drive-up and the lobby are closing at 4:30 pm on Wednesday, Dec. 31, so all transactions for 2025 business must be completed before closing at 4:30 pm on Wednesday. Thursday, Jan. 1 the bank will be CLOSED in observance of New Year's Day.

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If you have questions about the banking services offered at Farmers Trust & Savings Bank in Spencer, our staff is ready to answer your questions. You can get in touch with us by calling 712-262-3340 or by completing the form below. Our team will review your submission and be in touch with you soon.

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