Budgeting

Everyone knows the adage, “Time is money,” and that adage certainly applies to making the most of your money in your 20s. Those in their 20s have the greatest financial asset of all – time. Time makes money grow when it is invested wisely. Here are 10 financially savvy moves for 20-somethings.

Buying your first car is an exciting step – but it can also be overwhelming and stressful. If you take the time to do a little research before visiting the dealerships, your first car-buying experience can be a lot less stressful and a lot more fun!

Visit Farmers Bank to get pre-approved for financing.  Our lenders can get you pre-approved for financing at a great rate that fits your lifestyle and budget. You’ll also know exactly how much you can spend, which will give...

Perhaps you remember your mom or dad – or yourself! – sitting down with their paper bank statement at the end of each month, meticulously comparing it to the check register in their checkbook and making sure finances balanced out.

Well, those days are long gone. Unless you’re paying rent or making a big purchase, most of us no longer rely on checks to make payments. With copious advances in technology, banking online is safe, secure and convenient. It has in many ways...

Usher in the new year with plans for financial improvement and resolutions to do more. Here are some tips to get you started:

Tune your budget

A budget is just that – a plan that starts with your income and your fixed expenses, such as your mortgage, insurance and utilities. The plan incorporates your savings goals, and the remaining money is designated for your other expenses. Now is the perfect time to assess last year’s budget or create a new one. Reviewing how...

If you’re one of the millions of Americans who added “be debt-free” to their New Year’s resolutions, check out these simple steps to help you get out of debt as quickly as possible.

Don’t let Halloween spook your pocketbook!

Do you remember the good old days of making costumes out of bed sheets and eating homemade treats – like candy apples and peanut brittle? Well, those inexpensive activities are not as popular as they used to be. The good news is a little creativity and wise spending can make this year’s haunted holiday a treat for both your wallet and your sweet tooth!

Consider these helpful tips:

There is a lot of advice going around for how to save money, but here are some useful, easy-to-follow tips!

No business in the world would consider going into a year – or even into a quarter – without goals. Why shouldn’t your personal finances benefit from the same type of organization?

Your own financial success is at least as important to YOU as the success a company is to its executives. And, since studies have shown  those who set specific, tangible goals are more likely to meet them than those who approach their lives with a “well, let’s see where this...

Cook up a memorable holiday with a pinch of gifts, a dash of family time and a healthy mix of vacation…but don’t let your budget burn!

The most wonderful time of the year is not always the most wonderful time for your wallet. Vacation, gifts and holiday meals can all add up. And that’s not even counting any holiday emergencies! You can save up all year for the holidays and still threaten your budget. But don’t fret – we’re here to help when the financial...

Buried in forms and statements? Confused by choices and changes in how you bank? Overwhelmed by the time it takes to manage your finances?

We understand – and we can help!

Farmers Bank can help you clear away the piles of paperwork and save you time for your favorite pursuits. We combine the latest electronic services with good old-fashioned personal service. Now you’re in total charge of your financial life!

Add the following services to your checking...