Interest Rate Environment
Posted On: February 18, 2026 by Farmers Trust & Savings Bank in: Business Banking
Written by Ryan Davelaar, VP Commercial Loan Officer
Today’s interest rate environment remains shaped by the aggressive rate hikes led by the Federal Reserve over the past couple of years, aimed at combating inflation. While rates have stabilized compared to the peak tightening cycle, borrowing costs remain meaningfully higher today than they were during the 2010–2021 era of historically low rates.
Here’s what that means for business borrowers in practical...
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