Revised 12/2022
Facts
WHAT DOES Farmers Trust & Savings Bank DO WITH YOUR PERSONAL INFORMATION?
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Income
- Account balances
- Transaction History
- Credit history
- Employment information
When you are no longer our customer, we continue to share your information as described in this notice.
HOW?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Farmers Trust & Savings Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Farmers Trust & Savings Bank share?
Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates' everyday business purposes information about your transactions and experiences
Yes
No
For our affiliates' everyday business purposes information about your creditworthiness
No
We don't share
For nonaffiliates to market to you
No
We don't share
What we do
How does Farmers Trust & Savings Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Farmers Trust & Savings Bank collect my personal information?
We collect your personal information, for example, when you:
- Open an account
- Apply for a loan
- Use your credit or debit card
- Make deposits or withdrawals from your account
- Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business purposes - information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include a bank holding company.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Farmers Trust & Savings Bank does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include financial companies which may jointly market with Farmers Trust & Savings Bank to offer products and services to you.