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Business Loans

Choose a Lending Partner For Your Business

Local businesses are the backbone of any community. They create jobs and invest in our communities to make them better places to live and work. Farmers Bank understands the importance of local businesses and believes in investing in those businesses the same way they invest in the community. We offer a wide range of business loan options to help your business grow and thrive. Get started by visiting our office and speaking with our business lending team.

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Business Loans We Offer

  • Term Loans: These loans offer a fixed rate and flexible terms and can be used for a variety of purposes
  • Construction Loans: Fixed or adjustable rate loan with flexible terms. Interest only occurs during construction. Once construction is complete the loan could be converted to a term loan. A construction loan can be used to fund aspects relating to building or renovating a new space for your business.
  • Lines of Credit: Manage highs and lows with a line of credit to help you maintain consistent cash flow
  • Letters of Credit: Connect with more suppliers with a letter of credit that adds payment security
  • Equipment Loans: From office furniture to new technology, we have you covered with this loan
  • SBA Loans: These loans will help small business overcome barriers to getting started and are offered through the Small Business Administration
  • John Beneke
    John Beneke
    Vice President Commercial Loan Officer

    Division: Commercial Lending

    Phone: (712) 580-7020

    Contact Me
  • Kent Gethmann
    Kent Gethmann
    Vice President Commercial Loan Officer

    Division: Commercial Lending

    Phone: (712) 580-7033

    Contact Me
  • Ryan Davelaar
    Ryan Davelaar
    Commercial Loan Officer
    NMLS: 488212

    Division: Commercial Lending

    Phone: (712) 580-7017

    Contact Me
  • Jen Irvine
    Jen Irvine
    Commercial Loan Officer

    Division: Commercial Lending

    Phone: (712) 580-7045

    Contact Me
  • Sid Fitch
    Sid Fitch
    Vice President Commercial Loan Officer

    Division: Commercial Lending

    Phone: (712) 580-7023

    Contact Me

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