Archive - July 2022 | Farmers Trust & Savings Bank

Not Saving Enough? Consider Using a Spending Journal

Posted On: July 13, 2022 by Farmers Trust & Savings Bank in: Money Management

Finances can be frustrating. While it may seem like a tedious task, keeping a budget can ease those frustrations. In fact, a budget can be the most important tool in your financial toolbox. Before you can budget, though, you need to know what you’re spending each month. That’s where a spending journal can help.

Tracking your spending is crucial to employing a strong budget strategy. Starting a spending journal can help you pinpoint areas where you can make changes that will...