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Eric Schable, Commercial Loan Officer, has earned his Certificate

Posted On: November 4, 2022 by Farmers Trust & Savings Bank in: General

Farmers Trust and Savings Bank Announce Eric Schable, Commercial Loan Officer, has earned his Certificate from Iowa Bankers Association Commercial Lending School Spencer, IA  - October 2022-  Eric Schable, Commercial Loan Officer, successfully completed the 2022 Iowa Bankers Association’s Commercial Lending School held October 3-7 in Ankeny. The school is an intense one-week program sponsored by the Iowa Bankers Association. The purpose of the IBA Commercial Lending School is to prepare commercial lenders who have not been exposed to formal commercial lending education or lenders who want to broaden their commercial lending knowledge to serve effectively and profitably as commercial loan officers. This is accomplished by developing a better understanding of the economy and how it affects the lending decision; developing an understanding of how a business is structured and how it competes; develop an understanding of the role of company’s management and how to
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Recent Blog Posts

Eric Schable, Commercial Loan Officer

Eric Schable, Commercial Loan Officer, has earned his Certificate

Posted On: November 4, 2022 by Farmers Trust & Savings Bank in: General

Farmers Trust and Savings Bank Announce Eric Schable, Commercial Loan Officer, has earned his Certificate from Iowa Bankers Association Commercial Lending School

Spencer, IA  - October 2022-  Eric Schable, Commercial Loan Officer, successfully completed the 2022 Iowa Bankers Association’s Commercial Lending School held October 3-7 in Ankeny.

The school is an intense one-week program sponsored by the Iowa Bankers Association. The purpose of the IBA Commercial...

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Halloween Safety

Halloween Safety

Posted On: October 11, 2022 by Farmers Trust & Savings Bank in: General

Tips for trick-or-treaters

Make this year’s haunted holiday as safe and fun as can be with these great tips:

Swords, knives and similar costume accessories should be short, soft and flexible. Avoid trick-or-treating alone. Walk in groups or with a trusted adult. Fasten reflective tape to costumes and bags to help drivers see you. Examine all treats for choking hazards and tampering before eating them. Limit the amount of treats you eat.     Hold a flashlight...
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Image of a phone with an unknown number

Beware of Phone Phishing Scams

Posted On: October 11, 2022 by Farmers Trust & Savings Bank in: Financial Security

Identity theft is one of the fastest growing crimes in the country. And here at Farmers Bank, we are doing all we can to help protect you. One growing fraud tactic is phone scams and spoof calls. In these scams, callers pretend to be your bank, credit card company or other organization to get you to give them personal and financial information. The caller may make claims about the status of your accounts or credit cards. They then ask for your account or credit card information, which they use...

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Kent Gethmann, recent graduate from the Graduate School of Banking

Posted On: August 31, 2022 by Farmers Trust & Savings Bank in: General

Spencer, IA – August 2022 – Kent Gethmann, VP-Commercial Loan Officer, has graduated from the Graduate School of Banking at the Colorado (GSBC).  Gethmann was among 169 graduates of the class of 2022 honored during a ceremony on July 28, 2022, in Boulder, CO.

Students graduate from GSBC upon successfully completing three annual two-week sessions of classroom training and six immersive intersession research projects between sessions throughout the year. Courses covering...

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Romance scam image with debit card

Don’t Lose Your Money Looking for Love

Posted On: August 30, 2022 by Farmers Trust & Savings Bank in: Financial Security

Social media and dating sites are popular ways to connect with others. However, some people use these sites to scam people. “Sweetheart scams” are on the rise, with fraudsters out to steal your heart – and your money.

How It Works:

Sweetheart scammers create fake online profiles and use various tactics to convince you they are “real” people who develop feelings for you. They may even make promises of love and marriage. After they’ve earned...

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Cellphone with the Zelle logo

What the Zelle®?

Posted On: August 29, 2022 by Farmers Trust & Savings Bank in: General

Author: Jared Gerlock, VP of IT

Recently, Farmers Bank announced that we’re now part of the Zelle Network! We are really excited about this, but you might be wondering: what does this mean? What’s in it for me? What the heck is Zelle®, anyway?

Zelle® is a peer-to-peer (P2P) payment service, which is a way for people to send each other money electronically. Zelle® is similar to other P2P services; however, there are some advantages to using Zelle®,...

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a couple working on a laptop

Managing Monthly Payments

Posted On: August 23, 2022 by Farmers Trust & Savings Bank in: Money Management

Looking for a convenient way to ensure your bills are paid on time each month? Learn how to save time and better manage your cash flow.

Pay through our Bill Pay service

Our free bill pay service allows you to pay your bills online. Schedule one-time or recurring payments that are deducted from your checking account to avoid missing payments.

Pay through your biller’s website

Another option maybe to use your debit or credit card to pay your bills through...

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Person holding a high stack of papers

Simplify… Your Paperwork – Your Finances – Your Life!

Posted On: August 23, 2022 by Farmers Trust & Savings Bank in: Budgeting

Buried in forms and statements? Confused by choices and changes in how you bank? Overwhelmed by the time it takes to manage your finances?

We understand – and we can help!

Farmers Bank can help you clear away the piles of paperwork and save you time for your favorite pursuits. We combine the latest electronic services with good old-fashioned personal service. Now you’re in total charge of your financial life!

Add the following services to your checking...

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Savings jars

Not Saving Enough? Consider Using a Spending Journal

Posted On: July 13, 2022 by Farmers Trust & Savings Bank in: Money Management

Finances can be frustrating. While it may seem like a tedious task, keeping a budget can ease those frustrations. In fact, a budget can be the most important tool in your financial toolbox. Before you can budget, though, you need to know what you’re spending each month. That’s where a spending journal can help.

Tracking your spending is crucial to employing a strong budget strategy. Starting a spending journal can help you pinpoint areas where you can make changes that will...

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Offers 7 Tips to Eliminate Debt Faster

Offers 7 Tips to Eliminate Debt Faster

Posted On: April 19, 2022 by Farmers Trust & Savings Bank in: Budgeting

Consider using these tips to take control of your finances

One key ingredient to saving more money is to eliminate debt. Below are seven tips on how to pay down debt faster.

Use tax refund — A new year brings a new tax season. If you are expecting to receive a tax refund in 2022, consider putting all or a portion of that refund toward a debt you want to eliminate this year. Put salary increases toward debt — If you receive a salary increase in 2022, use...
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