From the Bank You Know Best

When considering buying a home, the down payment you put upfront plays a major role in your future housing expenses. According to the Consumer Financial Protection Bureau, the amount you save can greatly influence your interest rate, monthly housing payment and also your need for mortgage insurance. As you prepare for the home buying process, Farmers Bank is highlighting six tips to help you cut the extra costs and save a substantial amount for your down payment.

Typically, lenders...

Whether you’re renting or buying, your credit score is significant. It is important for you to responsibly manage your debt levels and maintain good credit reports so that you are more attractive to leasing agents and mortgage lenders. Tips to improve your credit score.   

Owning a home is a great investment, but before jumping into the market it is extremely important for consumers to consider the costs involved and budget accordingly to ensure they’re able to meet all of their financial obligations.

Farmers Bank encourages consumers to consider these questions before beginning their housing quest:

During any economic times, it is more important than ever for families to develop a budget and stick to it. Rainy-day funds, savings for college, or just making your rent payment can all be made easier with a budget. Farmers Bank supports its customer’s efforts to budget and save by offering expert guidance.

A financial goal can be very motivating, whether you are saving for a family vacation, a down payment for a house or a new pair of shoes, if you stick to a plan, you’re...

As part of our never-ending quest to keep our site secure, our web service provider will be upgrading the level of security for our website. This may affect some visibility of our website on older web browsers.

How this may impact your access to the Farmers Bank's website?

If you currently are using one of the older versions you may have trouble getting to the Farmers Bank website....

We are excited to introduce you to our new and improved website! At Farmers Bank, we're always looking for new ways to meet the needs of our customers, making banking easier and more convenient. 

We've also been developing more and better ways for you to bank online and with your mobile device. Our latest step forward has been to rebuild our website. In July, we will introduce a whole new Farmerstrust.bank. Designed from the ground up and focused on our customers,...

Online banking and remote access to financial accounts is part of daily life now — with connections through internet devices such as smartphones, laptops, readers, tablets or desktops — account information is a click away. 

These same devices are used to connect to many other things; like baby monitors, TVs, healthcare data, doorbell cameras, news & information, refrigerators...

As consumer use of mobile devices continues to climb, cyber criminals are targeting those gadgets more frequently. 

It’s important for users to keep safety measures in place to prevent sensitive data from being compromised. It’s easy to forget that your mobile device can be vulnerable, but any device used to connect to the internet is at risk.

Below are some tips to follow to help protect your mobile device:

How soon is too soon to talk to your kids or grandkids about money?

If they are old enough to ask for a toy or a bike, they are old enough to start learning financial lessons that will last a lifetime.

The best financial lessons are part of everyday experience. Look for opportunities to talk about money, read books aloud and play games that center around spending money wisely. Be open and honest when you discuss your financial experiences—good or bad

Here are...