Kristy Seaman, recent graduate from the Iowa School of Banking

Kristy Seaman, VP of Loan Operations, has successfully completed the 2026 Iowa School of Banking held June 7-12, 2026 at the Sheraton Hotel in West Des Moines.

The one-week, two-year school, offered by the Iowa Bankers Association, provides a challenging, educational experience in addition to peer networking.  The challenging, interactive curriculum addresses the functions of banking departments and financial management and the business of banking.  Practical experience is...

Farmers Trust and Savings Bank is pleased to announce that Carson Farmer has accepted the position of Commercial Loan Officer. Farmer comes to Farmers Bank with 9 years of experience in commercial banking. He will help expand and enhance how Farmers Bank can further assist businesses with their capital and operating needs.

“We are very excited to add Carson to the Farmers Bank Team. His experience, knowledge, and personality are going to be tremendous assets for the bank”,...

Farmers Trust and Savings Bank is pleased to announce the promotion of Mandy Allen to the position of AVP Cashier.

Allen, began her career as a teller in 1996. Over the next several years she transitioned from the bookkeeping department, consumer loan department and real estate loan support. In 2005, she filled the eServices Supervisor role and maintained this position for 16 years. In 2021, Allen transitioned into the Assistant Operations Officer/Cashier, assisting with the...

Written by Scott Conrad, Commercial Loan Officer

Running a business involves constantly balancing opportunity and uncertainty. As owners, you navigate the changing market conditions, manage cash flow, meet customer expectations, and handle those unexpected challenges. From covering your day-to-day expenses to planning for growth, businesses must make careful financial decisions while staying flexible enough to adapt. This ongoing pressure to maintain stability while pursuing success...

Written by Ryan Davelaar, VP Commercial Loan Officer

Today’s interest rate environment remains shaped by the aggressive rate hikes led by the Federal Reserve over the past couple of years, aimed at combating inflation. While rates have stabilized compared to the peak tightening cycle, borrowing costs remain meaningfully higher today than they were during the 2010–2021 era of historically low rates.

Here’s what that means for business borrowers in practical...

Everyone knows the adage, “Time is money,” and that adage certainly applies to making the most of your money in your 20s. Those in their 20s have the greatest financial asset of all – time. Time makes money grow when it is invested wisely. Here are 10 financially savvy moves for 20-somethings.

Buying your first car is an exciting step – but it can also be overwhelming and stressful. If you take the time to do a little research before visiting the dealerships, your first car-buying experience can be a lot less stressful and a lot more fun!

Visit Farmers Bank to get pre-approved for financing.  Our lenders can get you pre-approved for financing at a great rate that fits your lifestyle and budget. You’ll also know exactly how much you can spend, which will give...

Farmers Trust and Savings Bank is pleased to announce the addition of Maggie Scharnberg as a Personal Banker
to the team. Maggie has over 18 years of experience in customer service. She brings a proven ability to build strong relationships, listen to customer needs, and provide personalized banking solutions.

“We are excited to welcome Maggie to our team! She brings exceptional customer service skills and a positive attitude that will be a wonderful asset to our customers...

Farmers Trust and Savings Bank is pleased to announce that Molly Leman is transitioning into her new role as Ag Loan Officer. Leman has over 10 years of experience in finance and customer service. Molly brings valuable expertise and a commitment to providing top-tier service. Previously, she worked at a local Farm Credit Services of America, where she excelled in customer relationship management.

“We’re grateful that Molly has joined the bank’s Commercial...

Farmers Trust and Savings Bank is pleased to announce the addition of Amanda Bjustrom, as a Loan Support and Documentation Specialist to the team. Amanda comes with 8 years of banking experience, as a former teller, and her most recent experience as an office administrator for a Realty Office. Both bring a wealth of customer service experience and financial knowledge that make her a valuable resource for our customers and community.

“We are pleased to welcome Amanda Bjustrom to...