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Notice: Our lobby will be closed on Tuesday, April 20th due to construction. Our drive-up will be OPEN. Our newly remodeled lobby, on 4th street, will reopen regular hours beginning April 21st!

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Money Management

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6 Ways to Make the Most of Your Tax Refund

Posted On: March 23, 2021 by Farmers Trust & Savings Bank in: Money Management

Last year, more than 100 million Americans received an average tax refund of $2,869 deposited back in their bank accounts after filing their taxes.  As millions of Americans await reimbursement from Uncle Sam, below are six tips for making the most of their tax refund.

Consider filing as soon as you can get your tax documents in order to receive your refund more quickly and, most importantly, to prevent fraudsters from claiming your refund before you do. Your tax refund can...

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5 Questions to Consider Before Purchasing Your First Home

5 Questions to Consider Before Purchasing Your First Home

Posted On: January 19, 2021 by Farmers Trust & Savings Bank in: Budgeting, Home Ownership, Money Management

Owning a home is a great investment, but before jumping into the market it is extremely important for consumers to consider the costs involved and budget accordingly to ensure they’re able to meet all of their financial obligations.

Farmers Bank encourages consumers to consider these questions before beginning their housing quest:

How much money do you have saved up?‚Äč
Start with an evaluation of your financial health. Figure out how much money you have for a...
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Tips for Creating a Budget

Tips for Creating a Budget

Posted On: January 8, 2021 by Farmers Trust & Savings Bank in: Budgeting, Money Management

During any economic times, it is more important than ever for families to develop a budget and stick to it. Rainy-day funds, savings for college, or just making your rent payment can all be made easier with a budget. Farmers Bank supports its customer’s efforts to budget and save by offering expert guidance.

A financial goal can be very motivating, whether you are saving for a family vacation, a down payment for a house or a new pair of shoes, if you stick to a plan, you’re...

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How to Talk to Your Kids About Money

Posted On: June 5, 2020 by Farmers Trust & Savings Bank in: Money Management

How soon is too soon to talk to your kids or grandkids about money?

If they are old enough to ask for a toy or a bike, they are old enough to start learning financial lessons that will last a lifetime.

The best financial lessons are part of everyday experience. Look for opportunities to talk about money, read books aloud and play games that center around spending money wisely. Be open and honest when you discuss your financial experiences—good or bad

Here are...

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