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Checking Accounts

Choose Your Checking

Whether you’re just starting out or your business is well-established and handling a high volume of transactions, we offer a business checking account to meet your business banking needs now—and in the years to come. Learn more about the features of a business bank account and open a business checking account at Farmers Bank today.

No matter which account you choose, you’ll receive the following benefits:

  • Debit Card
  • Online Banking & Bill Pay
  • eStatements
  • Mobile Banking
  • Access to Cash Management, ACH, and Remote Deposit services

Visit our office to learn about which business checking account is right for you.

Contact Us   View Business Checking Rates

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Business Checking Accounts We Offer

 

Basic Business Checking


Choose this account if you’re part of a business or non-profit organization with limited transactions each month.

 Account Details

  • Minimum $100 opening deposit
  • Deposited ON US Items: $0.15 for each item after 75 free items

 

  • Deposited Transit Items: $0.25 for each item after 75 free items
  • Withdrawal Items: $0.50 for each item after 100 free items

Interest Business Checking


Choose this account if you’re a business or non-profit organization that has a lower transaction volume but wants to earn interest.

Account Details

  • Minimum $100 opening deposit
  • $10 fee if average daily balance falls below $1,000 during statement cycle
  • Deposited ON US Items: $0.06 for each item after 75 free items

 

  • Deposited Transit Items: $0.12 for each item after 75 free items
  • Withdrawal Items: $0.25 for each item after 100 free items

Commercial Checking


Choose this account if you are a business or non-profit organization with a high transaction volume.

Account Details

  • Minimum $100 opening deposit
  • $5 monthly maintenance fee
  • $0.15 per deposited ticket
  • $0.06 per each ON US deposited item

 

  • $0.15 per withdrawal
  • Earnings credit may offset fees. Credit is calculated using prior month’s average rate for 3-month T-Bill
  • Reserve Requirement: 10%

 

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