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Money Market Investor Disclosure

RATE INFORMATION. The interest rate listed in each tier will be paid on the entire balance in your account. Click here for current rates.

Your interest rate and annual percentage yield may change. 
Determination of Rate. At our discretion, we may change the interest rate on your account. 
Frequency of Rate Changes. We may change the interest rate on your account every day. 
Limitations on Rate Changes. There are no maximum or minimum interest rate limits for this account. 

COMPOUNDING AND CREDITING. Interest will be compounded monthly and will be credited to the account monthly. lf you close your account before interest is credited, you will receive the accrued interest. 

MINIMUM BALANCE REQUIREMENTS. You must deposit $100.00 to open this account. A minimum balance fee of $5.00 will be imposed every statement cycle if the daily balance on any day of the statement cycle falls below $1,000.00. 

DORMANT/INACTIVE ACCOUNT INFORMATION. A dormant account fee of $5.00 per statement cycle will be charged after 18 months of inactivity. Dormant account fee will be assessed if balance falls below $100.00. 

BALANCE COMPUTATION METHOD. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. 
The daily balance that we use when calculating interest is the collected balance. That means we only include those funds for which we have actually received payment when we detem1ine the daily balance on which interest is paid. 

ACCRUAL ON NON CASH DEPOSITS. Interest begins to accrue on the first business day after the banking day you deposit noncash items (for example, checks). 

CURRENT RATE INFORMATION. The rate(s) and annual percentage yield(s) disclosed above were offered within the most recent seven calendar days, and were accurate as of 12/31/2020. To obtain the cunent rate(s) and annual percentage yield information, please call 

FEES AND CHARGES. Please refer to the separate Fee Schedule provided to you with this disclosure for information about fees and charges associated with this account. A Fee Schedule will be provided to you at the time you open an account, periodically when fees or charges change, and upon request. 

Cost of checks varies by style selected. 

All charges are subject to sales tax. 


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