New Year Hours

Our drive-up and the lobby are closing at 4:30 pm on Wednesday, Dec. 31, so all transactions for 2025 business must be completed before closing at 4:30 pm on Wednesday. Thursday, Jan. 1 the bank will be CLOSED in observance of New Year's Day.

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ATM Locations

Farmers Bank is a member of the Privileged Status ATM network, providing a broad base of surcharge-free ATM locations. Look for the Privileged Status logo or click here to find Privileged Status ATM locations. 

Our ATM Locations in Spencer, IA:

Farmers Bank*: Drive-Up ATM located in our parking lot at 125 West 4th Street (available 24 hours a day)

*accepts deposits